A loan of $1,350 helped to buy more fertilizer and pay for labor during rice production.


Elia's story

Elia is 34 years old. He is married to a farmer and they have six children. He has requested a Kiva loanto buy more fertilizer and pay for labor during rice production. With the profits, he will provide for the basic needs of his family for better living in the future. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details