A loan of $1,400 helped to buy fertilizers for use in the cultivation of maize.


Consolette's story

Consolette is 47 years old. She is married and has five children, aged between 12 and 20. All of her children attend schools. She has been a maize farmer for the past 20 years. Her husband is a house builder. Consolette has requested a Kiva loan, with which she will buy fertilizers for use in the cultivation of maize, to get a heavy output [yield]. With the profits from the business, she will build a house. In the picture, she displays her previous maize yield. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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