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Fotima is a conscientious and proper woman. She is 53 years old. She is married and has raised four children. Her children are all adults now. Fotima lives in the rural area with her family where conditions are good for raising cattle. She wants to organize her own livestock business and has takes a class "Achieve Success" with the Association of Business Women and earned her certificate. Fotima's daughter-in-law will help her manage the livestock. Fotima purchased some animals for her herd, but lacks the funds to purchase feed for them. She is requesting this loan of 4500 somoni to purchase hey for her animals. This loan will help her expand her business and be able to earn higher profits. Fotima is hoping for your kindness.
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Фотима добросовестная и порядочная женщина. Ей 53 года. Она замужем и на воспитании имеет 4 детей. Дети совершеннолетние. Фотима вместе семьей живет в сельской местности и имеет хорошее условие для скотоводства. Фотима хочет организовать свой бизнес купле продажей скота. Она обучилась в курсе «Добейся Успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Ее невестка будет помогать ей введение бизнеса. Она купила скот для организации бизнеса, но не имеет корм для откармливания скота. Она запрашивает займ на сумму 4500 сомони для покупки корма для скота. Этот займ поможет ей развевать новый бизнес и таким образом получить больше дохода для улучшения условия проживания. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 254
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Fotima to buy feed for cattle for running anew business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 17, 2013
Currency Exchange Loss:
Feb 17, 2014