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Teresita is a married woman with nine children. She is a very hard working entrepreneur. Teresita is 45 years old and has one child, who is in school.

Teresita has a buy and sell ready to wear and Avon products business in the Philippines. Teresita requested a PHP 30000 loan amount through NWTF to purchase additional stocks of ready to wear and Avon products to sell.

Teresita has been in this business for 15 years. In the future, Teresita would like to save enough money so she can continue to send her child to school.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 340
    View loans »
    Philippines Loans Fundraising
  • $66,038,225
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Teresita to purchase additional stocks of ready to wear and Avon products to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 26, 2013
Apr 17, 2013
Currency Exchange Loss:
Dec 17, 2013