Huong was born in 1971. She has two sons. The older son has his own family. The younger son is learning at secondary school. Her husband is a farmer. He earns about 2,000,000 VND per month. Huong sells fish to earn a living. Her income is about 4,000,000 VND. She has done this job for 15 years. Her family’s total earnings are about 6,000,000 VND per month.
She has participated in SEDA's credit program since 2009. In the last cycle she borrowed 8,502,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 9,810,000 VND to sell fish in the market. She wants to use her profit to build her house.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.