A loan of $375 helped to pay for more gallons of mineral water to expand her product inventory.


Josefina's story

This is Josefina, 56, resident of Malibay, Pasay, Philippines. She is married to Narciso, a welder, and is a mother to her children. She, together with her husband, manages their own household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.

Josefina is a mineral water distributor. What she basically does is buy mineral water in containers from wholesalers and sell them per container (5 gallons per container) with a profit. She also has a sidecar for additional income. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day.

To help her continue operations of her business, she is requesting a PHP 15,000 loan. She will be utilizing the loan to buy more gallons of mineral water to expand her product inventory. She expects a boost in her business income as she expands her business.

Josefina hopes that her business will continue to grow and dreams that she will have more pedicabs. She meets up with her co-fellowship members to share stories of her life and business every week and where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.



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