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Fernanda is 55 years old and married with four children. For the past four years, she has run a general store in the Philippines where she sells a variety of items such as bread, candies, snack food, and other products. Fernanda works very hard to provide for her family.

Fernanda is requesting a 11,500 PHP loan through NWTF to purchase additional stocks such as bread, candies, snack foods, and other items to sell in her store. In the future, she would like to save enough money to provide a secure future for her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 440
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Fernanda to purchase bread, candies, snack foods, and other items.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 17, 2013
Currency Exchange Loss:
Jan 17, 2014