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This is 27-year-old Isatu. She is married and has two children, both aged seven years (twins). She has two additional dependents who live with her for schooling. In 2001, Isatu established her cosmetics business. She began her business because she wants to help her husband in the smooth running of the home. Her business is located in the outskirts and her main customers are people of the general community. Working seven days a week and 11 hours a day, she earns about SLL 800,000 every month from this business. She would like a loan in the amount of SLL 4,000,000. Isatu requires a loan in order to buy more cosmetics like hair gel, Vaseline, body cream, etc. for resale. She hopes that this loan will support her. In the future, Isatu plans to become an international businesswoman and give quality education to her children. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 45
    View loans »
    Sierra Leone Loans Fundraising
  • $10,082,750
    Funds lent in using Kiva
  • 4,280.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Isatu to buy cosmetics for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 16, 2013
Currency Exchange Loss:
Feb 17, 2014