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This is 28-year-old Kandeh. He is single and has no children. In 2011, Kandeh established his grocery store. He began his business because he was unable to complete his schooling due to financial constrains. His business is located in the outskirts of town, and his customers are all classes of people. Working 7 days a week and 12 hours a day, he earns about Le 300,000 every month from this business. He would like a loan in the amount of Le 3,000,000. Kandeh requires a loan in order to increase his stock and earn more money. He hopes that this loan will help his business grow. Kandeh plans to further his education in the next two years. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 35
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,280.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Kandeh to buy more groceries to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 16, 2013
Currency Exchange Loss:
Feb 17, 2014