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This is 36-year-old Baby. She is married and has two children, aged 10 and 7 years. She has one additional dependent, who lives with her as a sales assistant. In 2007, Baby established her pharmacy business. She began her business because she wanted to help her family. Her business is located in the outskirts of town, and her customers are all types of people. Working 7 days a week and 18 hours a day, she earns about Le 800,000 every month from this business. She would like a loan in the amount of Le 4,000,000. Baby requires a loan in order to purchase more drugs to sell. She hopes that this loan will support her through proper use. In the future, Baby plans to become a supplier of drugs to other retailers and to educate her children to a university level. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,280.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Baby to buy more pharmaceutical drugs to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 16, 2013
Currency Exchange Loss:
Feb 17, 2014