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This is Joseph, who is 35 years old. He is married and has two children, aged 9 and 6 years.

In 2006, Joseph established a business photocopying, printing and laminating. His business is located in City Center, and his main customers are the general community. Working 7 days a week and 12 hours a day, he earns about SLL 400,000 every month from this business.

He would like a loan of SLL 5,000,000 to increase his stock of stationery to meet the demand of the customers. He hopes that this loan will help his business grow. In the future, Joseph plans to continue his project. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $9,977,925
    Funds lent in using Kiva
  • 4,280.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Joseph to buy more stationery for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 16, 2013
Currency Exchange Loss:
Feb 17, 2014