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This is 30-year-old Emmanual. He is married and has three children ages 8, 5, and 2 years. He has one additional dependent who lives with him because of schooling.

In 2003, Emmanual established his Cinema/Super Sport business. He began his business because he was unable to get job when he completed school and he wanted to be self-reliant. His business is located in the outskirts and his main customers are children as well as young and old men and women. Working 7 days a week and 13 hours a day, he earns about Le 800,000 every month from this business.

He would like a loan in the amount of Le 4,000,000. Emmanual requires a loan in order to pay his subscription to Super Sport (an international sports station) and improve his hall. He hopes that this loan will support him through proper use.

In the future, Emmanual plans to build a house and give good education to his children. He is very hard working he thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 38
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,280.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Emmanual to pay his subscription to Super Sport and improve his entertainment hall.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 16, 2013
Currency Exchange Loss:
Oct 17, 2013