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Hasmik has been involved in agriculture for 16 years. She keeps a cow and 15 chickens, cultivates tomatoes and grows peach, apple and pear trees. Hasmik works hard to gather a harvest and her husband Samvel takes it to a local market and sells it. Realizing that agriculture helps her to have a stable income, Hasmik wants to expand her agricultural activity.

She is taking this loan to purchase cucumber and tomato seeds and fertilizer and renovate the old greenhouse. This is very important for her to get an opportunity to cultivate different types of fruits and vegetables.

Hasmik lives with her husband and son and does her best to have appropriate living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 122
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Hasmik to purchase cucumber and tomato seeds and fertilizer, and renovate the old greenhouse.
100% repaid
Repayment Term
37 months (Additional Information)
Repayment Schedule
Apr 3, 2013
Apr 16, 2013
Currency Exchange Loss:
Apr 17, 2016