A loan of $1,300 helped a member to purchase more garments to sell.

Zion Shg Group's story

Zion SHG group is a newly formed group comprised of 14 (fourteen) members. All the group members are engaged in different income-generating activities. Hatneineng is one of the Zion SHG members and she is pictured with her hand raised. She says that her friend Pi Neilam also runs a garment stall in the same town market and she availed a loan from Kiva lenders. She was able to expand her garment business. She belongs to Janlai Lengnu group. One can check the group link here: http://www.kiva.org/lend/484282 . Pi Neilam told her about the lenders on Kiva and how they were funded for their business. Therefore, Hatneineng decided to join a group with her other friends who are economically active. They formed the Zion SHG group and became a part of WSDS.

Hatneineng rents a place in the town market and she runs a garment-selling business. She has been in this business for more than three years. She is a competent and determined businesswoman. She always wanted to stand on her own feet and be successful in what she did. Since she has been running the business for so long, she has a lot of customers who she values, so she tries her best to supply them with what they order. She also wanted to sell garments on credit but she could not facilitate her customers with that service because of her limited capital. She was not aware of the presence of Microfinance institute in the state and used to believe that taking loans would instead become a burden with the interest.

With the Kiva loan, she hopes to expand her garment business and she is determined to pay back the loan on time. Hatneineng says that with the loan, she wishes to buy more garments for selling and gradually expand her business. She wants to utilize the loan by purchasing different garments for all age groups and make a good profit. The rest of the group members are doing different businesses like a piggery, poultry, weaving, a tea stall and a dukan. Hatneineng thanks Kiva and the lenders for supporting her and helping to shape her business. She says, " Thank-You Kiva".

In this group: Lily, Domlhing, Lhingneo, Hoineithem, Domneimoi, Lamneithem, Ngaijahoi, Lamneikim, Hatneineng, Ngaichong, Domnunnem, Chongneo, Lamchong, Vahkholhing

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Lenders and lending teams

Loan details