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Sandra Patricia
Sandra is 44 years old. She has two children and lives in a community in the municipality of Choloma, Cortes. Sandra has been making and selling jewelry for three years. She makes earrings, chains, rings, bracelets with stones, as well as sells cosmetics. She sells her merchandise door to door and from her home.

Sandra decided to request a second loan of 5,000 Honduran Lempiras so that she will be able to buy supplies for her jewelry-making such as stones, threads, clasps, and others. She also plans to buy lotions to sell. Sandra hopes to keep her business stocked in order to increase her sales. She plans to help her family financially.
View original language description ↓
Sandra, tiene 44 años de edad, tiene dos hijos y vive en una colonia que pertenece al municipio de Choloma, Cortes. Ella lleva tres años de dedicarse a la elaboración de bisutería como aretes, cadenas, anillos, pulseras de piedras y también vende cosméticos. Las ventas las realiza de manera ambulante y en su casa. Ha decidido por solicitar un segundo préstamo por 5,000 Lempiras con el cual va comprar materiales para elaborar bisutería como ser piedras, hilos, broches y otros y va comprar lociones para vender. Ella quiere mantener surtido su negocio para mejorar las ventas. su plan es mejorar la situación económica familiar.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 54
    View loans »
    Honduras Loans Fundraising
  • $9,879,400
    Funds lent in using Kiva
  • 19.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Sandra Patricia to buy materials such as stones, threads, clasps, and others for making jewelry as well as to buy lotions to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 22, 2013
Apr 14, 2013
Currency Exchange Loss:
Apr 16, 2014