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Marisol is a strong, visionary woman who is always focused on improving her quality of life. She has worked in administration for 25 years at the health center where she lives. She is single with three dependents. She currently needs to make improvements to her home, which is why she went to CEPRODEL to ask for a loan to buy construction materials, such as 3 x 1 1/2 purlins, 28 x 12 sheets of zinc, cement, blocks, and labor to work on the roof, floor, and wall of her home and create better living conditions for her family.
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La señora Marisol es una mujer visionaria y esforzada que siempre está enfocada al mejoramiento del nivel de vida, trabaja en un centro de salud donde habita, desempeñándose en el area administrativa con 25 años de laborar, es soltera con 3 personas a su cargo , esta señora actualmente presenta una necesidad de mejorar su vivienda, por eso visito ceprodel para solicitar financiamiento para utilizarlo en la compra de materiales de construcción como: Perlin 3 x 1 ½, Zinc 28 x 12, Cemento, Bloques y Mano de Obra para mejorar el techo, piso y pared de su vivienda y de esa manera crear mejores condiciones para su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Marisol to pay for 3 x 1 1/2 purlins, 28 x 12 sheets of zinc, cement, blocks, and labor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Apr 14, 2013
Currency Exchange Loss:
May 17, 2014