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Clemencia is 43 years old, married, and has four children. She lives in Choloma, Cortes. Clemenca has always been a businesswoman and decided to begin selling items such as clothing, dresses, skirts, shirts, etc., five years ago. This business is her source of income to support her family and she has kept it stable through the help of various loans. She is currently asking for her seventh loan of 15,000 Lempiras which she will use to by new clothing. This loan will allow her to take advantage of discounts for buying in cash, which will allow her to obtain better earnings. Her goal is to continue growing and have a better source of income with which to support her family.
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Clemencia, tiene 43 años de edad, es casada, tiene 4 hijos, vive en Choloma, Cortes. Clemencia, siempre se ha dedicado al comercio y hace 5 años decidió vender mercadería como ropa,vestidos, faldas, camisas,etc. Este negocio es su fuente de ingresos para la manutención de su familia. Y lo ha mantenido estable con la inversión de varios prestamos, actualmente solicita el septimo préstamo que es por 15000 Lempiras, con el cual va comprar ropa nueva. Con este préstamo aprovecha a comprar de contado y consigue descuentos lo que le permite obtener más ganancias. Su meta es seguir creciendo tener una mejor fuente de ingresos para el sustento familiar.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 83
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 19.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Clemencia to buy clothing.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 20, 2013
Apr 15, 2013
Currency Exchange Loss:
Mar 17, 2014