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Wagninan Group
In this Group: Djègbè Séraphine , Mama Laure
The WAGNINAN group has two members, who are friends. The group leader, Djègbè Séraphine, is 55 years old and can be seen holding up her hand in the photo.

Djègbè Séraphine is married to a man named Etienne. The couple have four children. Some of the children are in school, and two of them are still dependent. Djègbè Séraphine and her husband live together with their children and share the various household charges.

Djègbè Séraphine did not go to school. She has been selling fruit, charcoal and shoes for nearly 18 years, which enables her to provide for her family without too much difficulty.

In order to better meet her customer’s needs, Djègbè Séraphine wishes to strengthen her business. In order to do this, she has requested a tenth loan from Alidé along with the other members of the WAGNINAN group. The previous loans have all been repaid in full.
View original language description ↓
Le groupe WAGNINAN est formé de deux personnes qui sont des amies. La représentante de ce groupe, nommé Djègbè Séraphine, âgé de 55 ans, est celle dont la main est levée sur la photo. Djègbè Séraphine, est marié à un certain Etienne. Le couple a quatre enfants, dont certains sont scolarisés et deux restes à leur charge. Djègbè Séraphine et son mari vivent ensemble avec leurs enfants et assurent ensemble les différentes charges de la maison. Djègbè Séraphine n'a pas fréquenté. Djègbè Séraphine vend des fruits, du charbon et des chaussures depuis près de dix huit ans ; ce qui lui permet de répondre sans grande difficulté aux besoins de sa famille. Dans le souci de mieux satisfaire ces clients, Djègbè Séraphine désire renforcer son activité. Pour ce faire, Djègbè Séraphine sollicite, ensemble avec les autres membres du groupe WAGNINAN, un dixième crédit auprès de ALIDé. les prêts antérieurs ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 500.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Wagninan Group's $400 loan helped a member to buy fruit, charcoal and shoes.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Apr 19, 2013
Currency Exchange Loss:
Feb 22, 2014