I chose to study Bachelor of Information Technology at Strathmore because the institution is best ranked in Kenya for both academic and extracurricular activities. It is the best place to nurture my football talent as the university was ready to accommodate me in its sports scholarship program. I am a third year student.
I am requesting a laptop loan from Kiva as this will help me in my fourth year project. With a laptop, it will be very convenient and effective to do my researches in the field of technology.
I would like to be a reliable and resourceful person in the future. After my graduation it is my dream to start up a firm in the technology field where people can acquire information, software, computers, laptops and other IT equipment and materials. It is also my dream to start up a sports academy where kids will develop and nurture their God-given talents. Kindly consider my humble request. Thanks in advance.
More information about this loan
This loan is part of Strathmore's laptop program, providing students with financing to purchase their own laptops. The goal is to equip students with all the tools they need to become transformative leaders in the digital age. The laptop this student buys will also help them connect with the digital e-library resources at Strathmore and support the development of their ideas and skills. This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
Important InformationThis Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
Strathmore University is one of the leading private chartered universities in Kenya, and is a privately owned, not for profit institution. Originally established in 1961 as an Advanced-level Sixth Form College with inspiration and encouragement from Saint Josemaria Escriva, founder of Opus Dei, Strathmore University started offering degrees in 2002 before becoming fully chartered in 2008.
Strathmore University is a non-traditional Field Partner, in that they are an educational institution, not a microfinance institution. Lenders to these loans should be aware of the following:
1 - You might not begin to receive repayments on this loan for many years, and this loan may have terms as long as 11 years. The full-tuition loans administered by Strathmore University can have loan terms of up to 11 years, which includes a grace period of up to 5 years. The grace period includes the time during which the student is enrolled at the university, and the first year after graduation. During the grace period, the borrower is not required to make any repayments, and you would not receive any repayments. Please be sure the loan terms and repayment schedule of this loan suit you.
2 - Administering loans is a new activity for Strathmore University, which can increase the risk on this loan. While most Kiva Field Partners are microfinance institutions and therefore experienced at administering loans, Strathmore University's core business is providing education, and they are inexperienced at administering loans. This partner has passed Kiva's due diligence requirements for a non-traditional Field Partner, however lenders to this loan should be aware that this loan carries some additional risk as Strathmore University becomes more experienced with administering loans to students.
For more information on Strathmore University, and the Kiva loans they are administering, please visit the Field Partner page.
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