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Ms. Shakira is a 49-year-old married woman. She is a vigorous lady, and for the past three years she has been selling different types of cloth. Shakira buys clothes of different fabrics in various colors and designs from the main market of the city at wholesale rates and then sells them to the people of her community at reasonable prices. She has become famous for selling good quality clothes in her community. She knows that her husband’s income is not enough to cover the expenses of the family members. She is requesting 20,000 PKR loan from the Kashf Foundation to buy a wide variety of clothes in different colors and designs to attract more customers and expand her inventory. Shakira expects a boost in her earnings and has planned to spend the part of her profits on the betterment of her family members. Shakira dreams to provide a high quality education to her children with her business income.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 98.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Shakira to buy a wide variety of clothes in different colors and designs to attract more customers and expand her inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 24, 2013
Currency Exchange Loss:
Apr 16, 2014