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Sajida Group
In this Group: Sajida, Rukhsana
Sajida is a 45-year-old hardworking woman from Rawalpindi, Pakistan. She lives with her husband, two sons and two daughters. Her husband is a mobile technician and runs his own shop.

Sajida previously worked in a clinic, but after getting married she left the job, and for the past ten years she has been running a one-room shop in her house where she sells clothes after purchasing them from different cities.

At the start, she faced many problems in her new business, but now she is a successful businesswoman. Sajida's husband is very caring, and he helps her in purchasing clothes from different cities. Now she is interested in buying more clothes to sell, so that she can offer a variety of clothing to her clients.

As a member of a two-person lending group, she has requested a loan from Kiva’s partner, BRAC Pakistan. With the help of the profit, she is planning to extend her business by opening a new shop in a market. She wants to make some savings for her children as well. She desires to provide quality education to her children and dreams of their bright future. She is very thankful to BRAC Pakistan and Kiva.

Note: In the picture Sajida is raising her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 322
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 98.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sajida Group's $425 loan helped a member to purchase new variety of cloth.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 4, 2013
Apr 16, 2013
Currency Exchange Loss:
Feb 17, 2014