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Svetlana lives in Yerevan, Armenia, with her mother. She is 19 years old and studies at Yerevan State University in the economics department.

Svetlana's mother works at a local company and does her best to pay for their daily costs. However, unfortunately her salary is hardly enough to cover the family's basic needs, so it is very difficult for her to save money for Svetlana's education.

Svetlana has requested this loan in order to pay for her university tuition. The loan is very important for Svetlana to complete her education and become a skilled economist.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 174
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • 418.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Svetlana to pay for her university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 8, 2013
Apr 16, 2013
Currency Exchange Loss:
Mar 18, 2014