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Rubi is a 46-year-old, hardworking woman who lives in Rawalpindi, Pakistan. She lives with her husband, two sons and one daughter. Her husband is a mobile technician who runs his own shop.

Rubi is a very experienced and skilled woman. She has sold bed sheets and clothes for the past five years. She has requested a loan from Kiva’s partner, BRAC Pakistan, to purchase a variety of bed sheets and clothes from other cities at lower rates and then sell them for a profit.

She lives in a rented house but she wants to build her own house. This loan could fulfill her dreams and she is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 318
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 98.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Rubi to purchase bed sheets and clothes to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 4, 2013
Apr 16, 2013
Currency Exchange Loss:
Mar 17, 2014