A loan of $5,300 helped a member to buy ingredients and tableware.


Baños (Cuenca) Group's story

The Baños communal bank is made up of 12 women who live in a beautiful parish called Baños in the city of Cuenca. This parish is visited by many people because of its thermal baths which flow from an inactive volcano. The parish has many recreational places for adults and children, and one can also enjoy its rich gastronomy. Its people, like the members of this bank, are friendly and hardworking people who fight for the well-being of their families and to give their children a better education.

One of the members of this group is Manuela, who is applying for her first loan along with her friends and fellow members of the Baños communal bank. She is the president of this group.

Manuela is 33 years old and married, with a 12-year-old son who is studying at a school in the city. Her husband makes a living selling food. They do not have their own home, so they rent one.

Manuela is originally from the province of Oro, and she has been living in Cuenca since she was 19. Along with her husband, she makes a living by preparing and selling food. They sell prepared seafood dishes, mainly ceviches with shrimp or clams. They work as street vendors, and they also have an establishment.

She will invest this loan in the purchase of ingredients to make her dishes, as well as new tableware.

Her goal is to have more branches.

In this group: Manuela Jackeline, Enma Guadalupe, Kerly Tatiana, Lucia Olivia, Ana Magdalena, Marcia Revaca, Verónica Mercedes, María Magdalena*, Teresa Carlota, Liliana Nataly, Teresa De Jesús, Dora Emperatriz
*not pictured

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Translated from Spanish by Kiva volunteer Amy Volz


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