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Unidos Para El Progreso Group
In this Group: Carolina, Irma Alicia*, Jesus Joel, Betsy Isabel, Jorge Antonio, Cecilia
* not pictured
Betsy is a member of the “Unidos Para El Progreso” [United for Progress] Communal Bank, which is comprised of six enthusiastic members who are engaged in various business activities. Betsy is a cosmetologist and provides services such as haircuts, hair coloring, manicures, and hair treatments. She feels proud of herself because she is continually improving her business and likewise, increasing her number of clients. She is requesting the loan to purchase dyes, scissors, and creams. Her greatest desire is to improve her beauty salon. Betsy is 37 years old, married, and has two children that are still dependent. The “Unidos Para El Progreso” Communal Bank in grateful for the loan and the trust placed in them. In the photo, Betsy is the second from the right and is wearing a white polo shirt with red stripes. At the top left side is Jorge. .
View original language description ↓
Betsy es integrante del grupo “Unidos Para El Progreso” conformado por 06 socios entusiastas dedicadas a distintas actividades comerciales. Betsy es cosmetóloga brinda servicio de cortes de cabello, tintes, manicure y tratamientos capilares. Se siente orgullosa pues cada vez mejora su negocio y de igual manera aumenta sus clientes. Solicitó el crédito para la compra de tintes, tijeras y cremas. Su mayor deseo es de mejorar su salón de belleza. Betsy tiene 37 años, es casada y tiene 02 hijos aún dependientes. El grupo “Unidos Para El Progreso” agradece el crédito y la confianza brindada. Betsy es la segunda del lado derecho y viste polo blanco con rayas rojas. En la parte superior al lado izquierdo se encuentra Jorge.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $61,996,325
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Unidos Para El Progreso Group's $3,125 loan helped a member to purchase dyes, scissors, and creams.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 9, 2013
Apr 13, 2013
Currency Exchange Loss:
Nov 17, 2013