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Panqaritas 25 De Julio Group
In this Group: Elsa , Nely , Susana , Veronica, Beatriz, Saturnina, Adela, Jhovana Julieta, Eugenia
The "Panqaritas 25 de Julio" loan group will be starting its fourth loan cycle with Kiva partner Pro Mujer through the center in Senkata. It consists of nine members and includes a board of directors with Elsa as president. The businesses that the members carry out are varied, among which are: selling clothes, selling tights and blankets, running a neighborhood store, farming, weaving blankets, selling detergents, selling clothes, selling flowers, making blankets out of llama skin. The loan will help these small businesses, including Elsa's. She has belonged to Pro Mujer for two years, joining after one of the institution's promoters visited her home and extended an invitation. She makes a living selling clothes, a business she started 15 years ago after noticing how well the products sell. She plans to use the loan to purchase clothes from wholesale venders in La Paz and later sell the products at her post. In this way Elsa will generate income for her family, since she and her partner have six children. When asked what she likes about Pro Mujer, Elsa said she enjoys the training in credit and health.
View original language description ↓
La A.C. “PANQARITAS 25 DE JULIO” iniciará el cuarto ciclo en Pro Mujer, como parte del Centro Focal de Senkata, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Elsa es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de ropa, venta de mallas de mujer y mantas, tienda de barrio, agricultura, tejido de mantas, venta de detergentes, venta de ropa, venta de flores, elaboración de mantas de vicuñas.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elsa es integrante, ella indica que hace dos años integra Pro Mujer, ingresando por invitación de la promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de ropa; da a conocer que este negocio lo emprendió hace quince años al observar el buen comercio de este producto.

El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de las vendedoras que venden por mayor en la ciudad de La Paz y posteriormente lo comercializará en su puesto fijo. Esta forma de trabajo le permite generar recursos pues ella vive en unión libre y tiene seis hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 135
    View loans »
    Bolivia Loans Fundraising
  • $36,346,700
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Panqaritas 25 De Julio Group's $2,550 loan helped a member to purchase clothing.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 4, 2013
May 1, 2013
Currency Exchange Loss:
Dec 17, 2013