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Zulfiya is a good and hardworking woman. She is 45 years old, married, and does not have children. Her husband is a businessman, and Zulfiya herself teaches the youngest grade at a middle school. Zulfiya is a very good teacher and is skilled at her work. She is also a dressmaker. She works tirelessly and always seeks her clients' satisfaction. A few years ago Zulfiya and her husband began building a new house since their home is very old and does not meet standard conditions. This year they want to do the roof, but don't have enough money. Zulfiya is asking for a loan of 10000 TJS to buy slate and wood. She appreciates your kindness. This loan will help Zulfiya finish the house and in doing so, improve her living conditions.
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Зулфия добрая и трудолюбивая женщина. Ей 45 лет. Она замужем, но не имеет детей. Ее муж бизнес мен, а сама Зулфия работает учительницей в средней школе. Она преподает младшим классам. Зулфия очень хороший педагог и знает свое дело на отлично. Зулфия дополнительно занимается услугой портнихи. Она очень упорно трудится и старается, чтобы ее клиентки были довольные. Уже несколько лет, как Зулфия и ее муж начали стройку нового дома, так как их дом очень старый и не имеет нормального условия. В этом году они хотят сделать крышу, но не имеют денег. Зулфия запрашивает займ на сумму 10000 сомони для покупки шифера и древесина. Она ждет вашу доброту. Этот займ поможет Зулфие достроить дом и таким образом улучшить условию проживания.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 238
    View loans »
    Tajikistan Loans Fundraising
  • $32,063,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Zulfiya to buy slate and wood for making roof of new house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 8, 2013
Apr 14, 2013
Currency Exchange Loss:
Sep 25, 2014