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Badegna Group
In this Group: Diala , Mah , Assetou , Afou , Mama , Assetou , Kadiatou
The Badegna group is made up of six married women and one widow, who, on average, are 34 years old and have three children. They live in traditional, extended families in the Heremakono Nord neighborhood of the town of Bougouni. They know each other from neighborhood, friendship, and business ties.

To increase their financial capacity in order to better conduct their commerce, they joined the micro-finance institution Soro Yiriwaso, with whom they are on their second loan. Their first loan was repaid correctly.

This group of women sell apples. Mama, who is the third woman from the right in the photo, plans to buy two cartons of apples from the wholesalers in Bamako with her loan. She makes her sales in a market and from home, for cash and credit to customers who are men and women.

She hopes to earn an average monthly profit of 50,000 francs CFA, which will be invested in their businesses and used to repay the loan.
View original language description ↓
Le groupe BADEGNA est constitué de 6 femmes mariées et 1 veuve ayant une moyenne d’âge de 34 ans et 3 enfants. Elles vivent dans des familles traditionnelles élargies dans le quartier Heremakono Nord de la ville de Bougouni.
Elles se sont connues à travers des liens de voisinage, d’amitié et de commerce. Pour renforcer leur capacité financière afin de mieux faire leur commerce, elles ont adhéré à l’institution de microfinance Soro Yiriwaso avec laquelle elles sont à leur deuxième prêt. Le précédent prêt a été correctement remboursé. Ce groupe de femmes fait le commerce de pomme à l’image de
MAMA, qui est la troisième femme de la droite vers la gauche. Elle compte acheter avec son prêt, 2 cartons de pomme avec les grossistes de Bamako. Elle effectue ses ventes au marché et à domicile, en détail au comptant et à crédit à une clientèle composée d’hommes et de femmes.
Elle envisage réaliser un bénéfice mensuel moyen de 50.000FCFA qui sera investi dans les activités et rembourser le prêt.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 27
    View loans »
    Mali Loans Fundraising
  • $12,487,975
    Funds lent in using Kiva
  • 502.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD