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Josephine is married with two children, and all of her children go to school. She doesn’t financially support additional family members.

Josephine has a business selling used clothes, and she has been in this business for three years. She has applied for a loan of 500,000 Ugandan shillings from MCDT SACCO to buy more bales of used clothes. This business is her only income-generating activity.

Josephine sells the used clothes door-to-door seven days a week. Her major business challenges include seasonality and the ever-increasing prices of used clothes. She aspires to establish a permanent business premises and to become a wholesaler. She also aspires to build her own house. She resides in a rented house ,and the family has access to electricity but not to piped water. Her monthly expenses includes school fees, rent and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,574.2
    Uganda Shillings (UGX) = $1 USD