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Adam is 26 years old and lives in the town of Mityana in the Mubende region of Uganda. He is married and has one child. For the past year, Adam has been working hard to manage his retail shop, which sells soap, sugar, milk and bread. To help expand his business, Adam has applied for a loan of 3,000,000 Ugandan Shillings (UGX) from BRAC Uganda. The loan will be used to purchase more items, such as rice, maize flour and soda, to sell, and it will help Adam to generate greater profits and enable him to sell more goods, due to his increased stock. His profits will increase, and he will pay his medical bills. Adam hopes that, in the future, he will be able to expand his shop into a mini supermarket. Adam is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs such as Adam, who do not have enough collateral for commercial loans, but who have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 259
    View loans »
    Uganda Loans Fundraising
  • $32,806,450
    Funds lent in using Kiva
  • 2,574.2
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Adam to purchase more items, such as rice, maize flour and soda, to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Apr 14, 2013
Currency Exchange Loss:
Apr 16, 2014