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Zaven is 51 years old and lives in Vanadzor city with his wife and only son. He hasn't any profession and graduated only from secondary school, but as he confessed, he has regrets about that. Now he works as a driver in one of the enterprises in Vanadzor city. He works very hard, day and night, to meet his family's needs. In this activity, he has been engaged more than 15 years.

His son now studies in Armenian State University of Economics in the Department of Marketing and Business Organization. Zaven is now seeking a loan from Kiva lenders to pay his son’s tuition fee. He dreams about his son becoming a good specialist.

Additional Information

More information about this loan

This loan is part of NorHorizon's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 143
    View loans »
    Armenia Loans Fundraising
  • $15,809,275
    Funds lent in using Kiva
  • 418.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Zaven to pay his son’s tuition fee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Apr 14, 2013
Currency Exchange Loss:
Feb 17, 2014