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Sixty-three-year-old Grace is married and has four children. She fell seriously ill and spent all her business capital on hospital bills, but thank God she survived. She had a business selling tapioca, which is consumed on a very large scale in her community. She was about to lose all her customers when GHAPE came to her aid in the year 2001, when she joined the program. She received a loan, which she invested gainfully and opened a pig farm. Her community benefited a lot from her activities, because her products are always available even at home, so community members don’t have to wait until market days before they can purchase tapioca.

With the loan she is now requesting, she plans to farm cassava on a large scale and also pay for labor to hoe the farmland. She also plans to buy piglets and pig feed, as well as produce water fufu (food made out of cassava), which is one of the foods commonly consumed in her area.

She plans to repay her loan in 24 months, and the first installment of repayment shall be made on the fourth month from the date of loan disbursement.

Additional Information

Important Information

About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,321,250
    Funds lent in using Kiva
  • 416.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Grace to purchase cassava for water fufu production, to buy piglets and pig feed, and to farm cassava.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 16, 2008
Jul 2, 2008
Currency Exchange Loss:
Aug 15, 2010