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Update on Nadezhda

Nadezhda used her previous loan to expand the range of goods she offers to increase her sales, which led to an improvement in the living conditions of her family. This time, she is needs a loan of 10,000 Ukrainian Hryvnya to purchase goods to sell, specifically, men's underwear, socks, nylons, and flip flops.
View original language description ↓
Надежда использовала предыдущий кредит для того, чтобы пополнить ассортимент товара и увеличить продажи, а, значит, улучшить условия проживания для своей семьи.
В этот раз Надежде необходима сумма в 10 000 гривен для того, чтобы закупить товар, а именно мужское белье, а также носки, колготки и шлепанцы.

Previous Loan Details

Nadezhda is married and has three children. Two are in college, and the youngest is in primary school. Nadezhda has her own business: she has been doing traveling sales for 15 years. She sells socks, underwear, slippers, etc. Nadezhda gets along well with people, so selling comes easily to her. ... More from Nadezhda's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Nadezhda to purchase inventory, specifically men's underwear, socks, nylons, and flip flops.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Apr 14, 2013
Currency Exchange Loss:
Nov 17, 2013