As a married parent of eight children, Gemma works hard to support her family. She sells rice grains in the Philippines and earns additional income from selling vegetables and farming. Gemma is borrowing 15,000 PHP through NWTF to buy additional sacks of rice grains to sell.
Gemma has been sustaining her business through her past 11 loans from NWTF. She hopes that her hard work will help her to attain her dream, which is to save enough money to send her children to college.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.