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This is Nazaria, a 53-year-old resident of GMA, Cavite, Philippines. A widow, she and her children manage their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Nazaria operates a fruit stand, buying seasonal fruits to sell that are native to the Philippines such as bananas, which are grown mostly in the south region of Luzon. She also sells papayas and other Filipino fruit staples. Her regular customers are the people in her community. She earns a minimum of Php 500 in sales everyday.

To help her continue operations of her business, Nazaria is requesting a Php 20,000 loan to buy more quantities of fruit to expand her product inventory. She expects a boost in her income as she expands her business.

Nazaria hopes that her business will continue to grow and that she will continue to have the strength to discharge all of her responsibilities. She meets up every week with her co-fellowship members to share stories of her life and business and draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners who gather each week to study the Word of God, build social capital, and pay micro finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 559
    View loans »
    Philippines Loans Fundraising
  • $69,906,675
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Nazaria to pay for more fruits needed in her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 13, 2013
Currency Exchange Loss:
Oct 20, 2013