A loan of $1,300 helped to buy pants, shirts, children's clothes and other clothing items.

Johanna Beatriz's story

The Communal Bank "Los Corrales" (The Corrals) meets every 15 days in a place called Los Corrales a few minutes from Montecristi, a city with a rich prehistoric culture. In this place the majority of the people make their livings doing different activities such as crafts and general trade.

Johanna, 28, lives in this place. She is married and with her husband she has a 4-year-old son. Her husband works in a factory in Manta. Johanna is a housewife who, in order to earn her own income and with it help her husband with the home expenses, sells all types of clothing. She makes her sales door-to-door and her customers also come to her house to buy her merchandise.

The majority of the time she leaves in the morning since at that time her mother-in-law can take care of her small child for her. She sells on credit and charges every eight or fifteen days. She has had her business for over two years and it is going very well for her.

She will use this loan to buy pants, shirts, children's clothes and other clothing items. She has been with the Communal Bank for two years and she likes it because, thanks to her first loan, she was able to start her business. Her dream is to have her own home since she lives in her parents-in-law's house.

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Translated from Spanish by Kiva volunteer Jamie Schau

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