A loan of $1,075 helped to buy agricultural inputs and fertilizer.


Graciela Margarita's story

Avance y Desarrollo Communal Bank meets every two weeks in Junín Canton, a place known for its friendly and hardworking people and because it's where they distill the best liquor in the province and in Ecuador.

This is where Graciela lives. She's 55 years old and married, and has nine children from this relationship, seven adults and two ages 16 and 13. Three of them attend the university and high school, and are the ones who still live with her. Her husband is a farmer and a driver.

Graciela needs the loan for her husband's business. He works in agriculture. In the winter he grows corn, peanuts, and certain vegetables. He also has a cooperative inter-canton bus on which he works three days a week; the rest of the week he has to work on his crops so his children are responsible for working on the bus. He has two or three people who work with him in the fields and he pays them a weekly salary. He has earned a living in this job his whole life because when he was young he worked alongside his father.

This loan is to buy certain agricultural inputs and fertilizer to have a good harvest.

She has been with the communal bank for more than two years and she likes it because of the help she receives with the loans. Her dream is for her children to finish school and be good professionals.

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Translated from Spanish by Kiva volunteer Catharine Wall


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