A loan of $1,625 helped to buy dyes, permanents, hairbrushes, and scissors.


Flor María's story

Every two weeks, the members of the '4 de Agosto' communal bank meet in Andrés de Vera parish, in the city of Portoviejo, the capital of Manabí province. This city has been known for many years as the City of the Royal Tamarind Trees. This is where Flor, age 40, lives. She is married, and they have two children, ages 19 and 14. The children attend high school and the university, and they still live with her. Her husband works at a hotel. She learned about beauty and grooming at an educational center in this city. She did this in order to be able to earn something on her own. Several years ago she installed a beauty salon in her house. She does diverse jobs like dyes, haircuts, and painting nails, among other jobs. She works every day from 8:00 a.m. until 8:00 p.m. Sometimes she works later if her customers require her services. She also sells beauty products, which she has in display cases in her salon. She sells at the same time that she is doing her work. She has been doing this business activity for over 14 years. She earns enough with this to get her children ahead in their education. She will use this loan to buy dyes, permanents, hairbrushes, and scissors. She has been in her communal bank for two years. She likes it because of the help that she gets from the loans. Her dream is to come to have a spa.

Translated from Spanish by Kiva volunteer Ginny Kalish


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