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Guard Barranco Group
In this Group: Sandra Yanet, Sonia Del Carmen , Blanca Azucena

Update on Guard Barranco Group

The three members are enterprising micro-entrepreneurs. One of them is Sonia, 38. She's married and has two minor children. For five years her business has been butchering pigs and selling nacatamales [Nicaraguan-style tamales]. She pays a worker to butcher the pigs. She has been with the institution for four consecutive years.

She's going to invest the loan in buying pigs and ingredients for nacatamales such as banana leaves, rice, vegetables, perishables, string, corn, pepper, onion, etc.

Sandra, 41, sells new clothing and Blanca, 33, has a grocery store in her home.
View original language description ↓
Las socias son microempresarias emprendedoras formado por tres socias una de ellas es Sonia mujer acompañada, con 38 años de edad, con dos hijos menores, su negocio es el destace de cerdo y venta de nacatamales desde hace cinco años. le paga a un trabajador que es el que destaza el cerdo, de estar en la institución tiene 4 años consecutivos. El crédito lo invertirá para la compra de cerdo en pie y materia prima para hacer nacatamales como hojas de chagüites, arroz, vegetales, perecederos, mecates, maíz, chiltoma, cebolla etc. Sandra tiene 41 años de edad y su negocio es la venta de ropa nueva y Blanca tiene 33 años y su negocio es una pulpería en su domicilio.

Previous Loan Details

This group is composed of three successful micro entrepreneurs. Sandra is one of them, and she sells clothes. 5 years ago she started selling Avon cosmetics, and now she and her husband sell clothes. The loan she is requesting will be used to buy new clothes. The other members of the group are So... More from Guard Barranco Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Guard Barranco Group's $1,100 loan helped a member to buy pigs and ingredients for nacatamales.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Apr 14, 2013
Currency Exchange Loss:
Oct 17, 2013