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Makarimal Akhlakh Groupe 30
In this Group: Seynabou , Ndeye Coumba, Aissata, Awa, Aminata, Coumba Ndoffène, Thioro, Mame Fadiaw, Aminata, Mame Yacine
The sub-group Makarimal Akhlakh group 30 is a dismemberment of a grouping for economic interests and consists of 10 women. They are evolving in two different business sectors (commerce and services sectors). Only Madam Seynabou who represents the group and whose hand is raised in the photo practices the business of hairdressing. She manages a salon in the neighborhood where she lives. She capitalizes on 8 years experience in this business. The other women sell fish. Thanks to the revenue that her business brings in, Madam Seynabou manages to take care of the daily expenses of her family as well as the water and electricity bills. She is requesting a loan from the branch of the UIMCEC where she is a member with the goal of supplying herself with hair extensions and hair weaves for the needs of her business. With the growth of her revenue she hopes to diversify the services that she offers to her clientele. Her future project consists in expanding her hair salon.
View original language description ↓
Le sous-groupe Makarimal Akhlakh groupe 30 est un démembrement d’un groupement d’intérêt économique et est composé de 10 femmes. Elles évoluent dans deux secteurs d’activité différents (secteur du commerce et des services). Seule Madame Seynabou qui représente le groupe et qui a la main levée sur la photo pratique l’activité de coiffeuse, elle gère un salon dans son quartier d’habitation. Elle capitalise une expérience de 8 ans dans cette activité. Les autres femmes pratiquent la vente de poissons. Grace aux revenus que lui procure son activité madame Seynabou parvient à prendre en charge la dépense quotidienne de sa famille de même que les factures d’eau et d’électricité. Elle sollicite un crédit au sein du guichet de l’UIMCEC ou elle est membre dans le but de s’approvisionner en mèches et greffages pour les besoins de son activité. Avec l’accroissement de ses revenus elle souhaite diversifier les services qu’elle offre à sa clientèle. Son projet dans le futur consiste à agrandir son salon de coiffure.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 501.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Makarimal Akhlakh Groupe 30's $6,000 loan helped a member to buy hair extensions and hair weaves that she uses in her salon.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 11, 2013
May 1, 2013
Currency Exchange Loss:
Jan 22, 2015