A loan of $425 helped to buy head of cattle to sell.


Ricardo Jose's story

Ricardo José, 26, is married with one 9-year-old child who is in elementary school. He's from a town in Chinandega, located in the north of the country, a region whose strongest industries are, among others, cattle sales, agriculture, mining, and coffee growing. At first he earned his living as a bricklayer, but due to economic problems, he no longer had steady work. So with help from his father, who raised cattle, he started his own cattle business and has been in business for 5 years now buying and selling heads of cattle in his own and neighboring towns. He travels around buying in cash and selling in cash and for credit. One of Ricardo José's dreams is to increase his working capital so his son can have a better future, finish college, and have a profession. With his prior loans Ricardo José improved his quality of life a bit. He has been using his profits to buy some things for his home. He currently sells 9 cattle per month. Ricardo José is seeking a loan to buy cattle to sell. He is really appreciative of the Kiva lenders for the support they give people of limited means, so that they may have dignified work.

Translator profile picture

Translated from Spanish by Kiva volunteer Jill Heske



Loan details


Lenders and lending teams



Loan details