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Maria Estenia
María Estenia is a 37-year old married woman and mother of a son. She is originally from the municipality of Chinandega, located on the west side of the country, and is a hard-working and responsible woman that has fought to get ahead since she was very young. With big effort and hard work, she was able to finish her secondary education, although unfortunately she could not attend university. She enjoys her free time with her son listening to music and telling him stories from her childhood.

Motivated by her enthusiasm and her wish of self-improvement, she started a beauty salon in her house, where she offers several services: haircuts, dyes, manicure, pedicure, massages, acrylic nails and hairstyle. She also sells Omnilife products (cosmetics and others) and has both regular and occasional clients.

One of her dreams is to improve her business conditions and to offer a better service. This is why she is requesting a loan to buy products for her salon and cosmetics such as dyes, acrylic nails, hair straightening lotions and make-up, among others. Thanks to this loan she'll be able to offer better products to her clients.
View original language description ↓
María Estenia 37 años casada con un hijo, originaria del municipio de Chinandega el cual está ubicado al occidente del país, maría estenia es una mujer muy trabajadora, responsable que ha tenido que luchar desde muy joven para salir para obtener los su alimento diario, con muchos esfuerzos y trabajos ella logro terminar la secundaria pero lamentablemente no pudo cursar una carrera universitaria, en sus ratos libres le gusta mucho disfrutar con su hijo en escuchar música y hacerle relatos de cuando ella era pequeña de como era antes, gracias a su espíritu y ganas de prosperar ella instala un salón de belleza en su casa de domicilio donde brinda el servicio de: corte de pelo, tintes, manicure, pedicure, masajes, uñas acrílicas, peinados, también vende productos de la omnilife, cosméticos entre otros, ella tiene clientes fijos y eventuales, uno de sus sueños es mejorar las condiciones de su negocio y así brindarles un mejor servicio a sus clientes, ella está solicitando financiamiento para capital de trabajo en la compra de productos para su salón de belleza y cosméticos como: tintes, uñas acrílicas, alisados, maquillajes, entre otros productos más y así ofrecerles mejores productos a sus clientes.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Maria Estenia to buy beauty products such as acrylic nails, various dyes, hair straightening lotions and make-up, among others.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 9, 2013
May 1, 2013
Currency Exchange Loss:
Jun 17, 2014