James has been a member of VEP's Kamwangi Group since 2008 and has benefited immensely from the group savings accounts and group loans. He comes from Kamwangi center in Thika District, and his main source of livelihood is farming.
All his children are grown and married. He and his wife live with one of their sons within one compound.
James has four cows and eight goats. From the cows he is able to get at least 12 liters of milk, which he sells at about $0.50 per liter. He shares this income with his son to help pay the school fees for his three grandchildren.
James would like a Kiva loan to construct a biodigester, which will help him save on fuel costs. Every day he spends a tleast $0.50 to buy kerosene for cooking, but biogas will provide a direct source of clean gas from his farm. His wife, daughter in-law, and grandchildren also suffer from walking long distances to fetch firewood every weekend for cooking, and this task reduces the children's study time and play time.
He will be able to repay the loan from his fuel savings, income from his dairy cows, and the fruits and vegetables that he will grow using the organic bioslurry, another by-product of the biodigester.
More information about this loan
About Visionary Empowerment Programme
Visionary Empowerment Programme (VEP) is a nonprofit organization that empowers people to build their own enterprises through microfinance, training and other development services. In addition to providing loans to groups of borrowers, it works with established organizations to encourage installation of biogas digesters, solar energy products, clean cooking stoves and other technologies that reduce costs, poverty and greenhouse gas emissions.