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Dominic's Group
In this Group: Dominic , Kai Alex, Sahr Augustine
Meet this group of teachers from the eastern city of Koidu. This group of hard-working and dedicated teachers has come to SMT, a partner of Kiva, based in Makeni, northern Sierra Leone to request a loan of 5,100,000 SLL for the entire team. With the help of this loan, they are being empowered to meet their immediate and most pressing financial needs, and at the end of each month, they can easily repay the loan, using their monthly salaries. It is their school’s bursar who is directly responsible for doing the deductions and making the repayments on their behalf.

In the middle of the photo is Sahr. The 54-year-old was born in Senehun, in eastern Sierra Leone. He is married to a teacher and the couple have nine children – five are in primary school, three are in secondary school and one is in college. Sahr has been a professional teacher for 32 years now.

He has requested for a loan of 1,500,000 SLL in order to buy house building materials – iron corrugated sheets, cement, etc. for the construction of a dwelling house.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 4,329.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Dominic's Group's $1,200 loan helped a member to buy house building materials – iron corrugated sheets, cement, etc. for the construction of a dwelling house.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Apr 13, 2013
Currency Exchange Loss:
Jun 19, 2014