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Martha lives in Nkubu, part of the Meru region of Eastern Kenya. She is 51, married and has three children, one of whom attends school.

For the past nineteen years Martha has farmed their land, producing tea leaves, eggs, bananas and maize. Too little money is her main challenge.

Martha likes doing business with Juhudi, as she feels their products are favorable and affordable. She is applying for a 60,000 loan to buy more chickens. She says that within the next five years she will have raised over two thousand of them. The returns from doing so will provide better living standards for her and her family.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 562
    View loans »
    Kenya Loans Fundraising
  • $49,721,725
    Funds lent in using Kiva
  • 84.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Martha to buy more chickens.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Mar 28, 2013
Apr 12, 2013
Currency Exchange Loss:
Apr 16, 2014