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This is Lizel who is 22 and a resident of Dasmariñas, Cavite, Philippines. She is married to Mark, an employee, and mother to her four children. Along with her husband, Lizel manages her business selling chicken and fish. She works hard to continually provide income for her family's everyday expenses. Lizel buys different kinds of fish and chicken at wholesale prices and sells them by the kilo. She buys fish at the local fish port early in the morning and many of her customers prefer her products since they are assured freshness and cleanliness. Lizel's store is located in a temporary fish market and her regular customers are her neighbors and local community members. She earns a minimum of 1,000 PHP in daily sales.

Lizel is requesting a 10,000 PHP loan to buy more fish and chicken to sell every day. She hopes that her business will continue to grow. In the future, she dreams of having her own house and lot. Lizel meets up weekly with her co-fellowship* members to share stories of her life and business and draw strength and inspiration from studying the Word of God.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners who gather to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 467
    View loans »
    Philippines Loans Fundraising
  • $69,645,400
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Lizel to buy fish and chicken to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Apr 12, 2013
Currency Exchange Loss:
Oct 20, 2013