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Cempaka Group
In this Group: Rini, Ismawaty, Sumiyati, Ny, Halimah, Magdalena, Komalasari, Lutfiansyah, Siti
Rini is 41 years old and is a widow with two children, one of whom is in elementary school. For the past six years, she has operated a business where she sells bed linens, pillows and blouses on credit from her house. Since her husband passed away one year ago, Rini has had to work harder to provide for her family's needs. Sometimes she works as a freelance employee in a district office in her town. Rini is a member of the community group, “Cempaka.” She is grateful to be part of this group that she feels is very hardworking and genuine. The other group members work in various other trades including selling cooked foods and herb drinks, mostly through small kiosks

Rini is requesting a loan to purchase bed linens and Muslim fashions such as Mukena (Islam), white cloaks that cover a woman's head and body worn at prayer for Eid.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 68
    View loans »
    Indonesia Loans Fundraising
  • $6,263,175
    Funds lent in using Kiva
  • 9,745.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Cempaka Group's $1,300 loan helped a member to purchase bed linens and Muslim fashions such as white cloaks that cover a woman's head and body during prayer.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 22, 2013
Apr 12, 2013
Currency Exchange Loss:
Mar 22, 2014