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This is 63-year-old Kafo. He is married and has 6 children ages 37, 30, 24, 21, and 21. He has 2 additional dependents who live with him as his sales assistants.

In 1970, Kafo established his commercial business. He began his business just for self-empowerment. His business is located at the city centre and his main customers are men and women. Working 7 days a week and 11 hours a day, he earns about Le 400,000 every month from this business.

He would like a loan in the amount of Le 3,000,000. Kafo has already received and successfully repaid one loan, and now requires a new loan in order to buy used clothes and items such as a bedspread (Le 3,000,000). He hopes that this loan will increase his stock level, and thus his income.

In the future, Kafo plans to complete the construction of his house and educate his children. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 40
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,329.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Kaffo to buy used clothes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 11, 2013
Currency Exchange Loss:
Jan 17, 2014