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Carlos Eduardo
Carlos, age 24, lives in La Libertad. He had to look for a source of income in order to help his family. This way he is able to have more income for his household.

He gathers and buys recycling material from the garbage dump to later sell. This way he has a greater source of income for his home. He only has one difficulty in his work, which is his health. Sometimes he is affected, and on those days he does not have financial income for his family.

He is in a common-law marriage, and his wife takes care of the domestic chores. His has a daughter, but she is not yet school age.

He will use the loan for his business of recycling plastic, glass, and cardboard.

In the future he wishes to improve his income and to have the capital to purchase the recycling.
View original language description ↓
El Señor Carlos vive en La Libertad, el tiene 24 años de edad. El tenia que buscar una fuente de ingresos para ayudar a su familia y así poder tener más fuente de ingresos para su hogar.

El recoge y compra material de reciclaje del botadero para luego venderla y así tener más fuente de ingresos para su hogar. El solo tiene una dificultad en su trabajo es su salud que aveces se ve afectada y en esos días no tiene ingresos económicos para su familia.

El está en unión libre, su esposa se encarga de los quehaceres domésticos. El tiene una hija pero todavía no está en edad de estudiar.

El usara el préstamo para usar lo en su negocio de reciclajede plastico, vidrio, carton. El desea para el futuro mejorar sus ingresos y tener capital para adquirir el reciclaje.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Carlos Eduardo to recycle plastic, glass, and cardboard.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 10, 2013
Apr 11, 2013
Currency Exchange Loss:
May 6, 2014