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Tuti is a 47-year-old woman who lives in the countryside. She is married and has one child. She is very experienced in the field of rice-farming and rice-processing and she sells her production at a local market.

Tuti started in this business 27 years ago. In the beginning she was mentored, but then she started to grow rice on her own. Her son currently helps her manage the business. Her life is very difficult because she is the only breadwinner in the family. Her husband is disabled and does not work. Her relatives help whenever they can. Thanks to her hardwork and optimism, Tuti has however managed to conquer all the challenges along her difficult path.

After learning from some friends about the existence of MDO Arvand, Tuti decided to apply for a loan. She wants to use her loan to buy some rice-processing equipment. She expresses her gratitude to MDO Arvand for their assistance and for the huge impact they are having on her life.
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Тути женщина в возрасте 47 лет, проживает в сельской местности . Замужем и имеет одного ребенка. Тути имеет большой опыт в сфере выращивания и переработки риса. Готовую продукцию она сдает на местный рынок. Свою деятельность она начала с 27 лет. По началу помогала своим наставникам, затем начала самостоятельно выращивать рис. По выращиванию и обработки риса ей помогает ее ребенок. Ей очень тяжело так как она единственная кормилица в семье. Супруг ее является инвалидом, он нигде не работает. По мере возможности ей помогают родственники. Благодаря своему трудолюбию и оптимистичности Тути смогла осилить все трудности, которые были на ее не легком пути.
От своих знакомых она услышала что есть такая организация как «Арванд». Тути решила подать заявку на кредит. На полученный кредит она хочет купить оборудование для обработки риса. Она выражает благодарность Арванд за содействие и огромную роль в ее жизни.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 197
    View loans »
    Tajikistan Loans Fundraising
  • $31,808,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Tuti to purchase some rice-processing equipment.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 4, 2013
Apr 11, 2013
Currency Exchange Loss:
Jul 17, 2014